What To Know When Buying A Car With Bad Credit

Buying a vehicle with bad credit can be an interesting experience. You want to get the best deal on the car, but your credit may prevent you from getting the best deal. There are many different reasons your credit can be a little low, and the lender is likely to take that into consideration, but the fact of the matter is your credit is low. With a low credit score, you can expect to go through a different process to buy a car than if you had a good credit score.   Read More...

Three Mistakes To Avoid When Applying For A Home Loan

Purchasing your first house is exciting, but it also means you will be getting your first mortgage. You may feel secure in your credit history, income, and savings, but there are things that can go wrong if you aren't careful. Knowing the following mistakes can help you avoid them so you can successfully secure your home loan. #1: Waiting to check your credit Just because you know you have no late or missing payments doesn't mean your credit report doesn't show any.   Read More...

Three Credit Situations That Mean You Should Wait Before Applying For A Mortgage

Of course you know that you shouldn't think about trying to buy a house if you're in a bad position financially, but what other credit factors can affect your ability to get a mortgage? Here are three issues that can affect your credit score and ability to get a mortgage even when your finances are going great.  1. Debt-free Believe it or not, lenders don't look on debt-free applicants as necessarily responsible.   Read More...

How Your Employment Effects Your Ability To Secure A Mortgage

The idea of home ownership is a dream shared by many. To accomplish this goal, the average person spends a great deal of time focusing on improving their credit score and saving money. What a number of people don't do is think about their employment. Even if you have excellent credit and more than enough for a down payment and closing costs, your employment status can still have an effect on your ability to get approved for a home loan.   Read More...

What To Do When The Car You Have A Title Loan Against Blows Its Engine

If you have a title loan against your car and it experiences engine failure, you have a couple of options to consider. Your choices will depend on whether or not you are able to repair the car's engine. Follow these tips for making choices about a car you have a title loan against that is sitting on the side of the road with a blown engine. Contacting The Title Loan Company Is Important   Read More...